I don’t know about you - but personally, I wouldn’t say no to an extra nearly ~$600 per month in my bank account.
Good news: The folks at Grow by Acorns have come up with an awesome list of a few small (and pretty painless) adjustments to your spending habits which can help you get there— without having to eliminate anything you love.
On average, we dine out 4.5 times every week, spending around $250 per month—meaning each meal costs about $14. Cut just one restaurant meal per week, opting instead for leftovers or something else already in your pantry.
Money saved: $56
Speaking of raiding your pantry, the average American household wastes about $1,600 on uneaten food every year. Eat leftovers, properly store foods for longer shelf lives and look for recipes using scraps and certain ingredients past their prime, like banana bread, vegetable stock and soup.
Money saved: $133
I might be a bit biased, but this one is my favorite. As the CMO of OhmConnect, I’ve witnessed payouts of nearly $4 million to our users who participate in our weekly energy saving program.
California, Texas and Toronto residents can earn up to $300/year (depending on your energy savings) by syncing their utility accounts to a energy-sharing program called OhmConnect and agreeing to help reduce energy usage by one hour per week.
Here’s how it works:
Plus, with OhmConnect’s new referral program, you can get paid up to $20 to help a friend save money and energy.
Money earned: ~$300 per year (or more than $5000 in this user’s case!)
Obvious, yes, but rounding up a few coupons before hitting the store or online site easily saves $30 per week, according to one survey. And use free apps and browser extensions, like Honey, Coupon Sherpa and Grocery iQ, for totally effortless savings.
Money saved: $120
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According to Statistic Brain, 67 percent of gym members never show up. If that’s you, stop paying and bank the cash instead. To get your fitness fix, Google free workouts or look for free outdoor classes in your area. (If you are a regular gym user, consider cutting other recurring memberships you may not be using.)
Money saved: $58
Research competitor prices, then negotiate with your service provider for a potential monthly savings of about $50. Many states also offer subsidies for low-income residents, which could cut costs even more.
Money saved: $50
Paying at least $100 per month for dozens of channels you rarely watch is becoming harder to justify. Drop your cable package in favor of an $8 basic Netflix subscription and save big.
Money saved: $92
Small changes can go a long way toward a lower utility bill. Putting bricks or pebble-filled water bottles in toilet tanks saves about $3. Simply unplugging “energy vampires,” like your computer, can spare another $6.25. Each degree you tap down your thermostat in colder months can shave 3 percent off an $183 average electric bill—meaning bumping yours down 3 degrees could net an extra $16 per month.
Money saved: $25
According to CreditCards.com, average credit card use among people who pay the bill in full each month is $1,154. Swiping a card (with no annual fee) that offers an average 1.5 percent back on all purchase won’t net you major savings—but what’s the downside? Plus, some cards offer up to 5 percent back on special bonus categories, like groceries, gas and restaurants.
Money saved: $17
And there you have it! We'd love to hear from you - how do you save money each week? Tweet us with your tips and tricks!
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